Select your profession
Enter Pincode
Personal Details
Features of Axis Bank Flipkart Credit Card
- Unlimited 5% Cashback on Flipkart and Cleartrip: One of the standout features of the Axis Bank Flipkart Credit Card is its unlimited 5% cashback on all purchases made on Flipkart (excluding Flipkart Health) and Cleartrip. This applies to a wide range of products, from electronics and apparel to home appliances and groceries, making it ideal for Flipkart loyalists. The inclusion of Cleartrip in this category enhances the card's appeal for travel enthusiasts, as it covers flight and hotel bookings. Unlike many co-branded cards, there is no upper limit on the cashback earned, allowing users to maximize savings on high-value purchases.
- 4% Cashback on Preferred Merchants: The card offers 4% unlimited cashback on transactions with select partner merchants, including Swiggy, Uber, PVR, and cult.fit. This feature caters to lifestyle spends such as food delivery, cab rides, movie tickets, and fitness subscriptions. For instance, ordering food via Swiggy or booking a ride with Uber earns accelerated cashback, making the card versatile for everyday expenses. The cashback is credited directly to the cardholder’s statement, simplifying the redemption process.
- 1% Cashback on Other Eligible Categories: For all other eligible transactions, both online and offline, the card provides 1% unlimited cashback. This includes general retail purchases, utility bills, and other spends not covered under the 5% or 4% categories. However, certain transactions—such as fuel purchases, EMI conversions, wallet reloads, gold purchases, and gift card buys—are excluded from earning cashback. Despite these exclusions, the 1% cashback ensures cardholders earn rewards on most routine spends.

- Direct Statement Credit for Cashback: Unlike some co-branded cards that credit rewards as loyalty points or wallet balances, the Axis Bank Flipkart Credit Card credits cashback directly to the cardholder's monthly statement. This straightforward approach eliminates the need for manual redemption and enhances user convenience. Cardholders can track their cashback earnings via the Flipkart app under the "Reward Summary" section or through their monthly credit card statement.
- Welcome and Activation Benefits:
Rs. 600 Worth of Introductory Benefits: New cardholders receive welcome benefits worth Rs. 600 upon card issuance. This includes a Rs. 500 Flipkart voucher, which is credited after the first transaction within 30 days of card issuance. Additionally, new Swiggy users can avail a 50% discount (up to Rs. 100) on their first order using the promo code "AXISFKNEW." These benefits effectively offset the card's Rs. 500 joining fee, providing immediate value to users.
Activation Requirements To activate the card and unlock the welcome benefits, cardholders must complete a minimum transaction of Rs. 100 within 30 days of issuance. Failure to meet this requirement may result in the cancellation of the introductory rewards. This low activation threshold ensures that even small purchases qualify, making it accessible for all users. - Travel Benefits:
Complimentary Domestic Airport Lounge Access: The Axis Bank Flipkart Credit Card offers four complimentary lounge visits per calendar year at select domestic airports, including those in Bangalore, Chennai, Mumbai, Kolkata, Hyderabad, and New Delhi. To avail of this benefit, cardholders must spend a minimum of Rs. 50,000 in the previous three months. For newly issued cards, the spending criterion is waived for the issuance month and the following three months, providing immediate access to lounge facilities. This perk is valuable for frequent travelers seeking comfort and convenience at airports.
Enhanced Travel Cashback via Cleartrip The inclusion of Cleartrip in the 5% cashback category makes the card a compelling choice for travel bookings. Whether booking flights, hotels, or holiday packages, cardholders can save significantly on travel expenses. This feature, combined with lounge access, positions the card as a well-rounded option for travelers who also shop on Flipkart. - Dining and Lifestyle Benefits:
Dining Delights with EazyDiner
Cardholders can enjoy a minimum 15% discount (up to Rs. 500) at over 10,000 partner restaurants across India through the Axis Bank Dining Delights program with EazyDiner. This benefit is ideal for food enthusiasts who frequently dine out or order in, complementing the 4% cashback on Swiggy orders. The discount applies to a wide range of cuisines and dining experiences, enhancing the card's lifestyle appeal.
Discounts on Partner Platforms
The card offers exclusive discounts on partner platforms, such as 30% off on Swiggy orders (up to Rs. 150 per month) for transactions above Rs. 200. Additionally, cardholders can benefit from instant savings of up to 15% on flights and hotels via Goibibo and MakeMyTrip, as well as mid-week offers every Wednesday. These promotions cater to diverse lifestyle needs, from dining to travel planning. - Fuel Surcharge Waiver:
1% Waiver on Fuel Transactions
The card provides a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 at fuel stations across India, with a maximum waiver of Rs. 400 per statement cycle. While fuel purchases do not earn cashback, this waiver helps reduce out-of-pocket expenses for cardholders who frequently refuel their vehicles. Note that GST charged on fuel surcharges is non-refundable. - EMI Conversion Facility:
Flexible EMI Options
For transactions above Rs. 2,500, cardholders can convert their purchases into easy EMIs by contacting Axis Bank's phone banking team at 1800-103-5577. This feature is particularly useful for high-value purchases on Flipkart, such as electronics or furniture, allowing users to manage payments over time. However, if an EMI transaction is canceled at the merchant's site, cardholders must also cancel the EMI with the bank to avoid excess cashback reversals. - Fee Structure and Waivers:
Low Joining and Annual Fees
The card has a joining fee of Rs. 500 + GST and an annual fee of Rs. 500 + GST, which is modest compared to other cashback credit cards. The annual fee is waived if cardholders spend Rs. 3,50,000 or more in the previous year, incentivizing higher usage. This waiver criterion makes the card cost-effective for frequent shoppers and travelers.
Revised Finance Charges As of December 20, 2024, the monthly finance/interest charge on the card has been revised to 3.75% (from 3.6%), equating to an annual rate of approximately 52.86%. Cardholders should pay their dues on time to avoid these charges. Additionally, fees for cheque returns or auto-debit reversals have a minimum of Rs. 500, with no upper cap, up from the previous Rs. 1,500 maximum. - Additional Features:
Seamless Application Process:
The card can be applied for online through the Axis Bank website or offline at a bank branch. Required documents include a PAN card, income proof, address proof, identity proof, and a color photograph. The application process is streamlined, with the bank communicating the decision within 21 working days. Eligibility criteria include being an Indian resident aged 18 to 70 with a stable income and a CIBIL score of 750 or above.
Virtual Card for Immediate Use Upon approval, the Axis Bank Flipkart Credit Card is issued as a virtual card, allowing cardholders to start using it immediately for online transactions. This feature enhances convenience, especially for urgent purchases on Flipkart or partner platforms.
No Reward Points, Only Cashback: Unlike some Axis Bank cards that offer EDGE Reward Points or SuperCoins (e.g., Flipkart Axis Bank SuperElite Credit Card), this card focuses exclusively on cashback rewards. This simplifies the reward structure, as there's no need to track or redeem points, making it user-friendly for those who prefer direct savings. - Limitations to Note:
Exclusions from Cashback: Certain transactions, such as fuel purchases, EMI conversions, wallet reloads, gold purchases, gift card buys, and bill payments, do not earn cashback. Cardholders should be aware of these exclusions to maximize rewards. Additionally, the card does not offer international lounge access or insurance benefits like air accident cover, limiting its appeal for premium travelers.
Focus on Online Shopping: While the card excels for online purchases, particularly on Flipkart and partner platforms, it offers only 1% cashback on offline spends. Users who primarily shop at physical stores may find other cards, like the Axis Bank Ace Credit Card, more rewarding for general use.

-
- Travel Perks: Travel-related benefits add significant value to the Flipkart Axis Bank Credit Card, making it a great companion for frequent travelers.
- Dining and Lifestyle Discounts: The card caters to lifestyle enthusiasts with exclusive dining and entertainment offers, ensuring savings on everyday indulgences.
- Complimentary Airport Lounge Access: Cardholders enjoy four complimentary lounge visits per calendar year at select domestic airports, including those in Bangalore, Chennai, Mumbai, Kolkata, Hyderabad, and New Delhi.
- 5% Cashback on Cleartrip Bookings: This benefit, combined with lounge access, positions the card as a strong option for travelers who value both savings and comfort.
- 15% Discount at Partner Restaurants: Through the Axis Bank Dining Delights program with EazyDiner, cardholders can enjoy a minimum 15% discount (up to Rs. 500) at over 10,000 partner restaurants across India.
- Wednesday Special Offers: The card features exclusive Wednesday offers on platforms like Goibibo and MakeMyTrip, providing instant savings of up to 15% on flights and hotels. These weekly deals add a unique layer of value.
- 1% Fuel Surcharge Waiver: Cardholders receive a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000 at any fuel station across India, with a maximum waiver of Rs. 400 per statement cycle.
- Convert Purchases to EMIs: Transactions above Rs. 2,500 can be converted into easy equated monthly installments by contacting Axis Bank's phone banking service. This feature is ideal for big-ticket purchases like electronics.
- Waive Annual Fee with High Spends: The card has a joining and annual fee of Rs. 500, but the annual fee is waived if annual spends exceed Rs. 3.5 lakh.
-
Why These Benefits Are Unique:
The Flipkart Axis Bank Credit Card stands out due to its combination of unlimited cashback, diverse merchant partnerships, and practical lifestyle benefits.
Frequently Asked Questions (FAQs)
What is the Axis Bank Flipkart Credit Card?
It's a co-branded credit card offered by Axis Bank in partnership with Flipkart, offering cashback and rewards on Flipkart and partner brand purchases.
What are the main benefits of this credit card?
You get 5% cashback on Flipkart, 4% on preferred partners like Swiggy, Uber, and PVR, and 1.5% on all other spends.
Is there a joining or annual fee for the card?
Yes, there is a joining fee of ₹500 and an annual fee of ₹500. The annual fee is waived off if you spend ₹2 lakh or more in the previous year.
Who is eligible to apply for the Axis Bank Flipkart Credit Card?
Indian residents aged 18–70 with a stable income and a good credit score can apply.
How can I apply for this credit card?
You can apply online via the Axis Bank or Flipkart website/app, or by visiting an Axis Bank branch.
Is this a lifetime free credit card?
No, it has an annual fee, but it can be waived on reaching the spending threshold.
Can I use this card on platforms other than Flipkart?
Yes, it can be used at any merchant that accepts Visa credit cards, both online and offline.
When will I receive the cashback rewards?
Cashback is credited as statement credit in your card account within a few days of the transaction posting.
Is there a credit limit on the card?
Yes, the credit limit is assigned based on your credit profile and income, and is communicated upon approval.
Are there any fuel surcharge waivers?
Yes, you get a 1% fuel surcharge waiver at all fuel stations in India for transactions between ₹400 and ₹4,000.
How can I check my card statement and cashback details?
You can view them through Axis Bank’s mobile app, internet banking, or monthly email statements.
Does this card offer airport lounge access?
Yes, you get 4 complimentary domestic lounge accesses per calendar year.
What should I do if I lose my credit card?
Immediately call Axis Bank customer care or use internet/mobile banking to block the card.
Can I convert large purchases into EMIs?
Yes, eligible transactions can be converted into EMIs via the Axis Bank app, internet banking, or customer service.
How do I redeem my cashback?
Cashback earned is automatically adjusted against your monthly outstanding bill—no need for manual redemption.
List of Axis Bank Flipkart Credit Card Branches in Andhra Pradesh
- Andhra Pradesh (KANCHIKACHERLA)
- Andhra Pradesh (KANDUKUR)
- Andhra Pradesh (KANIGIRI)
- Andhra Pradesh (KANURU)
- Andhra Pradesh (KARAPA)
- Andhra Pradesh (KASIBUGGA)
- Andhra Pradesh (KAVALI)
- Andhra Pradesh (KODUR)
- Andhra Pradesh (KOLLURU)
- Andhra Pradesh (KONASEEMA)
- Andhra Pradesh (KOTHURU)
- Andhra Pradesh (KURNOOL)
- Andhra Pradesh (LAKSHMIPURAM)
- Andhra Pradesh (MACHILIPATNAM)
- Andhra Pradesh (MADANAPALLE)
- Andhra Pradesh (MANDAPETA)
- Andhra Pradesh (MANGALAGIRI)
- Andhra Pradesh (MARKAPUR)
- Andhra Pradesh (MR PALLI)
- Andhra Pradesh (MUTHUKUR)