info@logintoloans.com +91 8885545255

Logintoloans Assistant

Select your profession

Salaried Icon Salaried
Business Icon Business
CA CA
Doctor Doctor
NRI NRI
School School
College College
Student Student

Enter Pincode

Personal Details

Features of the HSBC Cashback Credit Card

  • Two-Tiered Cashback Structure: The HSBC Live+ Credit Card offers a robust two-tiered cashback structure that incentivizes spending in specific categories while providing rewards on all other eligible transactions. Cardholders can earn 10% cashback on dining, food delivery, and grocery spends, capped at INR 1,000 per billing cycle. This accelerated cashback rate is ideal for individuals who frequently dine out, order food online, or shop for groceries. For all other eligible spends, the card provides 1.5% unlimited cashback, with certain exclusions such as fuel, rent payments, education, and government-related transactions. This structure ensures that cardholders can maximize savings on daily expenses without worrying about complex reward point systems. The cashback is automatically credited to the cardholder’s account within 45 days of the card statement date, making it hassle-free and convenient. The two-tiered system is particularly appealing because it aligns with common spending habits. For instance, dining and food delivery are significant expense categories for urban residents, and the 10% cashback rate offers substantial savings. The unlimited 1.5% cashback on other spends ensures that even miscellaneous purchases, such as online shopping or utility payments, contribute to rewards. This feature distinguishes the HSBC Live+ Credit Card from other cards that may limit cashback to specific merchants or require minimum spending thresholds.
Credit Card Promotion
    • Complimentary Domestic Lounge Access: One of the standout features of the HSBC Live+ Credit Card is its provision of four complimentary domestic airport lounge visits per year, limited to one visit per quarter. This benefit enhances the travel experience for cardholders who frequently fly domestically within India. The lounge access allows cardholders to relax in comfort before flights, enjoying amenities such as free Wi-Fi, refreshments, and comfortable seating. This feature is particularly valuable for frequent travelers who reside in major cities like Mumbai, Delhi, or Bangalore, where lounge facilities are available at major airports The lounge access is a premium feature for an entry-level card, as many competing cards in the same category do not offer such perks or require higher annual fees. The quarterly cap ensures that cardholders can plan their visits strategically, making it a practical benefit for occasional travelers. To avail of this benefit, cardholders must ensure their card is active and used for eligible transactions, as outlined in the terms and conditions.
    • Contactless Payment Technology: The HSBC Live+ Credit Card is equipped with Visa Paywave technology, enabling contactless payments for quick and secure transactions. This feature allows cardholders to make payments by simply tapping the card at compatible point-of-sale terminals, reducing the need for physical card swiping or PIN entry for transactions below a certain threshold (typically INR 5,000 in India). Contactless payments are particularly useful in fast-paced environments like retail stores, cafes, and public transportation, where speed and convenience are paramount. This technology aligns with modern payment trends, especially in urban areas where contactless payment infrastructure is widely adopted. It also enhances security by reducing the risk of card skimming, as the card remains in the cardholder’s possession during transactions. The integration of Visa Paywave ensures compatibility with a wide range of merchants, making it a versatile feature for everyday use.
    • Zero Liability for Lost Cards: The card offers zero liability protection for unauthorized transactions made after reporting a lost or stolen card, with additional coverage of up to INR 3,00,000 for unauthorized transactions up to 24 hours before reporting the loss. This feature provides peace of mind for cardholders, ensuring they are not financially responsible for fraudulent activities once the loss is reported to HSBC. The bank also offers emergency card replacement services worldwide within three days, enhancing the card’s usability for international travelers. This feature is critical in today’s digital age, where card fraud and theft are concerns. The INR 3,00,000 coverage for pre-reported unauthorized transactions is a generous offering, as many cards limit such protections. The emergency replacement service further ensures that cardholders can continue their transactions without significant disruption, even when traveling abroad.
    • Flexible EMI and Balance Transfer Options: The HSBC Live+ Credit Card provides flexible repayment options, including Instant EMI and Balance Transfer on EMI. Cardholders can convert large purchases into Equated Monthly Installments (EMIs) at select merchants, making it easier to manage big-ticket expenses like electronics or furniture. The Balance Transfer facility allows cardholders to transfer outstanding balances from other bank credit cards to the HSBC Live+ Credit Card at a lower interest rate, typically ranging from 10.99% to 15% depending on the tenure chosen. Additionally, the Loan-on-Phone feature enables cardholders to avail instant cash advances against their credit limit. These options make the card versatile for managing finances, especially for individuals who need to spread out payments over time. The ability to convert purchases into EMIs is particularly useful for planned expenses, while the Balance Transfer facility helps reduce interest costs for those consolidating debt. The Loan-on-Phone feature provides quick access to funds in emergencies, adding to the card’s utility.
    • International Usability: The HSBC Live+ Credit Card is valid for international transactions without additional charges for usage abroad, though applicable currency conversion rates apply. This feature makes the card suitable for travelers or individuals who shop on international websites. The card’s acceptance through the Visa network ensures it can be used at millions of merchants worldwide, enhancing its global appeal. The lack of additional fees for international transactions is a significant advantage, as many cards impose foreign transaction fees of 2-3.5%. However, cardholders should be aware of the currency conversion markup, which is standard across most credit cards. This feature makes the HSBC Live+ Credit Card a practical choice for those who frequently travel or make cross-border purchases.
    • Annual Fee and Waiver Conditions: The card comes with a joining fee of INR 999 + GST and an annual fee of INR 999 + GST, which can be waived if the cardholder spends more than INR 2,00,000 annually. This condition-based fee waiver makes the card cost-effective for moderate to high spenders who can meet the spending threshold. The relatively low fee compared to premium cards, combined with the waiver option, makes it accessible to a wide range of users. The fee structure is competitive for an entry-level cashback card, especially given the benefits like lounge access and accelerated cashback. The waiver condition encourages cardholders to use the card as their primary payment method, maximizing both savings and rewards.
    • UPI Payment Integration: The HSBC Live+ Credit Card supports UPI payments, allowing cardholders to link the card to UPI apps for seamless transactions. This feature is particularly relevant in India, where UPI is a dominant payment method for peer-to-peer transfers, bill payments, and merchant transactions. By integrating with UPI, the card ensures convenience and flexibility for digital-savvy users. This feature caters to the growing trend of digital payments in India, making the card relevant for younger users who rely on UPI for quick and secure transactions. It also enhances the card’s versatility, as it can be used across both traditional and digital payment platforms.
    • Mobile Banking and App Integration: The card is fully integrated with the HSBC India Mobile Banking app, allowing cardholders to manage their account, track spending, view statements, and redeem cashback seamlessly. The app also enables activation of both primary and supplementary cards, ensuring ease of use. Additionally, cardholders can access curated offers through the Visa Digital Concierge app, enhancing the card’s lifestyle benefits. The mobile banking integration simplifies card management, making it easy for users to monitor their cashback earnings and stay updated on exclusive offers. The Visa Digital Concierge app adds value by providing personalized deals, particularly for dining and entertainment.
    • Supplementary Cards: The HSBC Live+ Credit Card allows cardholders to issue supplementary cards for family members, with both primary and supplementary cardholders eligible for welcome bonuses based on their respective spends. This feature extends the card’s benefits to family members, allowing them to earn cashback and access lounge benefits independently This feature is ideal for households where multiple members use credit cards, as it consolidates spending under a single account while maximizing rewards. The ability to earn separate welcome bonuses for supplementary cards adds to the card’s appeal for families.
Who We Are

Benefits of the HSBC Live+ Credit Card

  • Welcome and Introductory Offers:
    • Cashback Reward: Spend ₹20,000 within the first 30 days of card issuance and log into the HSBC India Mobile Banking app to receive ₹1,000 cashback.
    • Amazon Voucher: Complete the online application and video KYC process to get an Amazon e-gift voucher worth ₹250.
    • Offset Joining Fee: These benefits help recover the joining fee of ₹999 + GST, making the card cost-effective from the start.
  • Accelerated Cashback on Dining and Groceries:
    • 10% Cashback: Get 10% cashback on dining, food delivery, and grocery purchases, up to ₹1,000 per billing cycle.
    • Applicable Online & Offline: Enjoy this benefit across both online platforms (like Swiggy and Zomato) and physical stores or restaurants.
    • Unlimited Cashback: Earn 1.5% unlimited cashback on other eligible spends, making every transaction rewarding.
    • Everyday Value: This feature makes the card a versatile tool for urban users with modern lifestyles focused on convenience and savings.
    • Complimentary Lounge Access: This perk is particularly valuable for an entry-level card, as lounge access is typically associated with premium cards. It adds a touch of luxury to domestic travel, making the card.
    • Exclusive Dining Discounts: Additionally, curated offers are available through the Visa Digital Concierge app, providing discounts on dining and entertainment. These offers are updated regularly.
    • Travel and Shopping Discounts: The HSBC Live+ Credit Card offers exclusive discounts with partner brands, including:
    • Myntra: 20% off on purchases of INR 3,000 or more, capped at INR 1,000 per month, valid until December 31, 2024.
    • Amazon: 5% discount (up to INR 250) on spends of INR 1,000 or above, excluding Amazon Great Indian Festival Sale periods.
    • EazyDiner: 30% instant discount (up to INR 600) on orders of INR 1,000 or more, available monthly.
    • Blinkit: 10% discount (up to INR 100) on orders, with a monthly cap of INR 300 across three transactions.
    • Paytm Deals: 20% discount (up to INR 750) on restaurant deals.
    • Travel Offers: Up to 15% off on MakeMyTrip and 20% off on Yatra for domestic hotel and flight bookings.
    • Zero Liability Protection: The zero liability protection for unauthorized transactions after reporting a lost or stolen card, combined with up to INR 3,00,000 coverage for unauthorized transactions up to 24 hours before reporting.
    • Annual Fee Waiver: This condition-based waiver makes the card cost-effective for moderate to high spenders, effectively making it a lifetime-free card for those who meet the threshold.
    • Flexible Payment Options: The card offers Instant EMI, Balance Transfer on EMI, and Loan-on-Phone facilities, allowing cardholders to manage large expenses or consolidate debt efficiently.
    • UPI and Contactless Payments: The integration with UPI apps and Visa Paywave technology ensures seamless and secure transactions, catering to the growing popularity of digital payments in India.
    • Global Acceptance: The card’s Visa network ensures global acceptance, making it suitable for international travel and online purchases. The absence of additional fees for international transactions adds to its appeal for border use.

Check Best Gold Loan Offers

How to Apply for HSBC Cashback Credit Card

  • Overview of the Application Process:
    • Applying for the HSBC Cashback Credit Card is straightforward with multiple channels available to suit different preferences.
    • Ensure you meet eligibility criteria, submit required documents, and complete the Video KYC verification process.
  • Online Application Process:
    • Visit the official HSBC India website (www.hsbc.co.in), navigate to the “Credit Cards” section, and select the “Live+ Credit Card.”
    • Use the eligibility checker tool to confirm basic criteria such as age, income, and city of residence.
    • Fill in your personal details including name, mobile number, email, income, residential address, and PAN card number.
    • Schedule and complete the mandatory Video KYC session, where identity is verified via a video call with an HSBC representative.
    • Upload digital copies of required documents as specified.
    • If approved, the card is dispatched within 7 working days.
  • Applying Through Third-Party Platforms:
    • Apply through trusted third-party financial platforms such as BankBazaar, Paisabazaar, or Card Insider.
    • Enter your mobile number and verify it via OTP to view pre-qualified offers.
    • Complete the application form by filling in personal and financial details.
    • Upload required documents digitally.
    • Schedule and complete the Video KYC process.
    • Track your application status using the platform’s tools.
  • Offline Application Through HSBC Branch:
    • Visit an HSBC branch located in major cities such as Mumbai, Delhi, Bangalore, Chennai, Hyderabad, or Pune.
    • Request and fill out the HSBC Live+ Credit Card application form.
    • Submit physical copies of all required documents and recent passport-sized photographs.
    • Complete KYC verification, which may include presenting original documents.
    • The branch will provide an acknowledgment receipt for your application.
    • Application processing typically takes 2-3 weeks, with card delivery within 7 working days after approval.
  • Application Through Phone Banking:
    • Call HSBC customer care at 8885545255.
    • Request to apply for the HSBC Live+ Credit Card and provide necessary personal and financial details.
    • Submit required documents either by mail or through a bank representative visit.
  • Post-Application Steps:
    • Track your application status using SMS alerts or the HSBC India Mobile Banking app.
    • Activate your card by performing a PIN-based transaction at an HSBC ATM or calling customer service.
    • Avail welcome offers by spending INR 20,000 within 30 days and completing additional steps like Video KYC for bonus vouchers.

Eligibility Criteria for the HSBC Cashback Credit Card

  • Age Requirements: Applicants must be between 18 and 65 years old to be eligible for the HSBC Cashback Credit Card. This age range ensures accessibility for young professionals and older financially active individuals. Those under 18 or over 65 may apply only as supplementary cardholders.
  • Income Requirements: Salaried individuals must have a minimum annual income of ₹4,00,000. Self-employed applicants must provide supporting documents such as Income Tax Returns (ITRs) or financial statements showing equivalent income.
  • Residential Requirements: Applicants must reside in specific cities where HSBC operates: Chennai, Gurgaon, Delhi NCR, Pune, Noida, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, or Kolkata. Proof of residence in these cities is required.
  • Nationality: Only Indian residents are eligible for the HSBC Cashback Credit Card. NRIs and foreign nationals may not qualify unless they meet specific HSBC conditions for international clients.
  • Credit Score: A minimum credit score of 700 is preferred. HSBC checks credit reports from bureaus such as CIBIL to assess repayment history, defaults, and credit utilization.
  • Employment Stability: Salaried applicants should have at least one year of continuous employment. Self-employed professionals must show consistent income for the past two years through verified ITRs or business statements.
  • Debt-to-Income Ratio (DTI): HSBC evaluates the DTI ratio to gauge repayment capacity. A lower DTI ratio improves approval chances, while high outstanding debt may lead to rejection.
  • Credit History and Utilization: A clean credit history with timely payments and a credit utilization ratio below 30% strengthens the application. Any defaults or remarks such as “settled” or “charge-off” can negatively impact approval.
  • Improving Eligibility: Boost credit score, maintain low credit utilization, reduce existing debt, ensure job stability, and reside in one of the eligible cities to improve approval chances.
  • Documentation Requirements: Required documents include valid ID proof (Aadhaar, PAN, or passport), address proof (utility bill or rental agreement), and income proof (salary slips, bank statements, or ITRs).
  • Minimum Credit History: Applicants should ideally have at least 1–2 years of credit history, allowing HSBC to evaluate creditworthiness and responsible usage behavior.
  • Existing HSBC Customers: Applicants who already hold banking products with HSBC may receive faster approvals due to existing relationship and account history with the bank.
  • Mobile and Email Verification: Applicants must provide a valid mobile number and email address for OTP verification and communication throughout the application process.
  • Minimum Employment Tenure for Self-Employed: Self-employed applicants should have been running their business for at least 3 years to demonstrate financial stability.
  • Financial Discipline: Applicants with a history of bounced cheques, loan defaults, or legal suits related to financial transactions are less likely to get approval.
  • Supplementary Cardholders: Primary cardholders can add supplementary cardholders who must meet a lower age requirement of 15 years and provide identity and address proofs.
Check Best Gold Loan Offers

Documents Required for HSBC Cashback Credit Card

  • Proof of Identity:
    • Applicants must provide a government-approved photo ID to verify their identity. Acceptable documents include:
    • PAN Card: Mandatory for all applicants, linked to tax records and KYC.
    • Aadhaar Card: Widely accepted for ID verification.
    • Driver’s License: Must include a photo and be government-issued.
    • Passport: Can be used for both identity and address proof.
    • Voter’s ID: Government-issued alternative proof.
    • OCI/PIO Card: For Indian residents with overseas ties.
    • NREGA Job Card or UIDAI Letters: Accepted in specific cases.
    • Ensure all documents are valid, clear, and recent.
  • Proof of Address:
    • Applicants must provide valid documentation to confirm their residential address in an eligible city. Accepted documents include:
    • Aadhaar Card: If not used as ID proof.
    • Utility Bill: Electricity, water, or gas bill not older than 3 months.
    • Passport: If not used for identity proof.
    • Ration Card: Valid for address verification.
    • Property Registration Document: For homeowners.
    • Bank Account Statement: Recent statement from a recognized bank.
    • Driver’s License: If not used for ID proof.
    • Ensure the address matches your current residence in cities like Mumbai, Delhi, or Bangalore.
  • Proof of Income:
    • To validate the applicant’s income and repayment ability:
    • Salaried Individuals:
      • Latest Salary Slip: Must reflect current income and employment.
      • Salary Certificate (optional): Issued by the employer.
    • Self-Employed Individuals:
      • Income Tax Returns (ITR): For the last two years.
      • Profit and Loss Statement: Demonstrates business income.
      • Balance Sheet: For professionals or business owners.
  • Existing Credit Card Details (if applicable):
    • Applicants who already own a credit card must submit:
    • Front Side of the Credit Card: Clear image or photocopy.
    • Latest Credit Card Statement: Reflects credit utilization and payment history.
    • This helps HSBC assess credit behavior.
  • Recent Passport-Size Photograph:
    • Submit recent passport-size photos as part of KYC and processing.
    • Used for card issuance and identity verification.
  • Additional Documents (if requested):
    • HSBC may ask for more documents based on your profile:
    • Employment Proof: Appointment letter or company ID card.
    • Business Documents: GST registration or license for self-employed applicants.
    • Bank Statements: Demonstrate financial stability if required.
  • Document Submission Guidelines:
    • Digital Copies: Upload high-resolution scans/images for online applications.
    • Physical Copies: For branch submission, carry photocopies and originals for verification.
    • Accuracy: Ensure consistency between documents and application form.
    • KYC Compliance: Complete VKYC (Video KYC) as required.

Factors Affecting Eligibility for the HSBC Cashback Credit Card

  • Credit Score: A credit score of 700 or above is essential. HSBC uses bureau reports (like CIBIL) to evaluate financial credibility. Timely payments, low credit utilization, and responsible credit management improve approval chances. Applicants with scores below 700 may face rejection.
  • Income Level: Salaried individuals must have a minimum annual income of ₹4,00,000. Self-employed individuals should provide ITRs or audited financials demonstrating equivalent earnings. Higher income can lead to higher credit limits and better approval prospects.
  • Employment Stability: Employment with the same organization for at least one year adds to eligibility. Stable income reduces perceived risk. Self-employed individuals must show consistent income and business performance through proper documentation.
  • Debt-to-Income Ratio (DTI): A low DTI reflects healthy financial management. A high DTI indicates strain and may result in rejection. Applicants should aim to reduce debts like EMIs and card balances before applying to improve this ratio.
  • Credit Utilization Ratio: Ideally below 30%, this ratio compares used credit against total limits. High utilization suggests credit dependency and can negatively impact approval. Lower balances across all cards can improve this ratio.
  • Credit History: A clean record with no defaults, late payments, or charge-offs is crucial. HSBC assesses past repayment behavior. Applicants should check their credit reports and correct any discrepancies before applying.
  • Number of Credit Cards: Too many active cards with high balances can reduce eligibility. Multiple cards raise credit utilization and risk factors. Keeping fewer cards with low balances helps in better approval odds.
  • Residential Location: Applicants must reside in eligible cities like Mumbai, Delhi, or Bengaluru. Applications from unsupported locations may be rejected as per HSBC’s operational reach and policy.
  • Age Compliance: Applicants must be aged between 18 and 65. This ensures legal and financial responsibility, aligning with HSBC’s customer base requirements.
  • Application Accuracy: Inaccurate or incomplete details (e.g., mismatched documents or income inconsistencies) can lead to outright rejection. Applicants should ensure all information is accurate, up-to-date, and consistent across submitted documents.
  • Tax Compliance: Filing regular Income Tax Returns and showing transparent income sources assures HSBC of financial responsibility. This is especially important for self-employed professionals.
  • KYC Documentation: Full KYC compliance—submission of PAN, Aadhaar, proof of income, and address proof—is mandatory for verification and smooth processing of the application.
  • Credit Inquiries: Multiple recent applications for loans or credit cards may raise red flags. HSBC may perceive this as credit-hungry behavior, affecting the decision negatively.
  • Repayment History: A solid repayment track record across existing loans or cards improves trust and eligibility. Missed payments or loan settlements reduce approval chances.
  • Employment Type: Preference is given to applicants employed in reputed organizations or businesses with stable income. Freelancers and small business owners may need to submit additional documents to prove income regularity.
  • Digital Banking Activity: HSBC may assess how actively you use digital channels such as internet banking or the HSBC app, as this reflects engagement and responsible usage patterns.
  • Existing Relationship with HSBC: Current HSBC account holders or customers using other HSBC products may enjoy a smoother approval process due to an established banking relationship.
  • Loan Repayment Obligations: Applicants with ongoing large EMIs must show sufficient disposable income. Lower EMI commitments relative to net income improve chances of credit card approval.
  • Email and Mobile Verification: A verified and active mobile number and email ID ensure effective communication and help in receiving timely updates about the card application.

Frequently Asked Questions (FAQs) – HSBC Live+ Credit Card

1. What is the HSBC Live+ Credit Card?
The HSBC Live+ Credit Card is an entry-level credit card offered by HSBC India, designed to provide cashback rewards, particularly on dining, food delivery, and grocery spends. It offers 10% cashback on these categories (capped at ₹1,000 per billing cycle) and 1.5% unlimited cashback on other eligible spends, along with benefits like complimentary domestic lounge access and exclusive dining discounts.
2. What is the cashback structure of the HSBC Live+ Credit Card?
The card offers 10% cashback on dining, food delivery, and grocery spends, with a cap of ₹1,000 per billing cycle. All other eligible spends earn 1.5% unlimited cashback, excluding categories like fuel, rent, education, and government-related transactions.
3. How is the cashback credited to my account?
Cashback earned is automatically credited to the cardholder’s account within 45 days of the card statement date, provided the transactions are eligible and the account is in good standing.
4. What are the welcome benefits of the HSBC Live+ Credit Card?
New cardholders can earn ₹1,000 cashback by spending ₹20,000 within the first 30 days of card issuance and logging into the HSBC India Mobile Banking app. Additionally, completing the online application and video KYC process earns an Amazon e-gift voucher worth ₹250.
5. Does the HSBC Live+ Credit Card offer lounge access?
Yes, the card provides four complimentary domestic airport lounge visits per year, limited to one visit per quarter, at major airports in India.
6. What is the annual fee for the HSBC Live+ Credit Card?
The card has a joining fee of ₹999 + GST and an annual fee of ₹999 + GST, which can be waived if the cardholder spends more than ₹2,00,000 annually.
7. Can I use the HSBC Live+ Credit Card for international transactions?
Yes, the card is valid for international transactions through the Visa network, with no additional usage fees. However, standard currency conversion rates apply.
8. Does the card support contactless payments?
Yes, the card is equipped with Visa Paywave technology, allowing contactless payments for quick and secure transactions at compatible terminals.
9. Can I link the HSBC Live+ Credit Card to UPI apps?
Yes, the card supports UPI payments, allowing cardholders to link it to popular UPI apps for seamless digital transactions.
10. What dining discounts are available with the HSBC Live+ Credit Card?
Cardholders can enjoy up to 15% off at over 1,000 restaurants across major Indian cities through the HSBC Live+ Dining Programme. Additional curated offers are available via the Visa Digital Concierge app.
11. What are the exclusive shopping and travel discounts offered?
The card offers:
  • Myntra: 20% off on spends of ₹3,000 or more (up to ₹1,000 monthly, valid until December 31, 2024).
  • Amazon: 5% off on spends of ₹1,000 or more (up to ₹250).
  • EazyDiner: 30% off on orders of ₹1,000 or more (up to ₹600 monthly).
  • Blinkit: 10% off (up to ₹100, max ₹300 monthly across three transactions).
  • Paytm Deals: 20% off on restaurant deals (up to ₹750).
  • Travel Offers: Up to 15% off on MakeMyTrip and 20% off on Yatra for domestic hotel and flight bookings.
12. What is the zero liability protection feature?
The card offers zero liability for unauthorized transactions after reporting a lost or stolen card, with up to ₹3,00,000 coverage for unauthorized transactions up to 24 hours before reporting.
13. Can I convert purchases into EMIs with this card?
Yes, the card offers an Instant EMI facility for large purchases at select merchants. Additionally, the Balance Transfer on EMI and Loan-on-Phone features allow cardholders to manage payments or access cash advances at lower interest rates (10.99% to 15%).
14. Can I issue supplementary cards?
Yes, cardholders can issue supplementary cards for family members, with both primary and supplementary cardholders eligible for welcome bonuses based on their respective spends.
15. How can I apply for the HSBC Live+ Credit Card?
You can apply through:
  • Online: Via the HSBC India website by filling out the application form and completing video KYC.
  • Third-Party Platforms: Such as BankBazaar or Paisabazaar.
  • HSBC Branch: By visiting a branch in an eligible city and submitting documents.
  • Phone Banking: By calling the HSBC customer care number.