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Features of Karur Vysya Bank Credit Cards

  • Multiple Variants: Lifestyle, Travel, Shopping, Fuel, and more.
  • Reward Points: Earn on every spend, redeemable for gifts, vouchers, or cashback.
  • Contactless Payments: NFC-enabled for secure tap-and-pay transactions.
  • Fuel Surcharge Waiver: Get waivers on fuel transactions (terms apply).
  • Zero Liability: Fraud protection against unauthorized transactions.
  • Complimentary Insurance: Some cards offer travel or purchase protection.
  • Dining & Entertainment Discounts: Exclusive deals at partner outlets.
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Benefits of Karur Vysya Bank Credit Cards

  • Cashback & Discounts: On online/offline shopping.
  • Airport Lounge Access: Available on premium cards.
  • Welcome Benefits: Bonus reward points or gift vouchers.
  • Easy Bill Payments: Via mobile banking, UPI, or auto-debit.
  • Flexible Repayment Options: With minimum due payment facility.
  • Global Acceptance: Visa/Mastercard variants available.
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How to Apply for a Karur Vysya Bank Credit Card?

  • Online Application: Go to the Credit Cards section.
  • Choose a Card: Select the preferred card and click "Apply Now".
  • Fill Details: Personal, employment, and income details.
  • Upload Documents: KYC documents (PAN, Aadhaar, Income Proof).
  • Submit & Await Approval: Bank will verify details and process application.

Eligibility Criteria for Karur Vysya Bank Credit Cards

  • Age: 21-60 years (for primary cardholders).
  • Income Requirement: Salaried: Minimum ₹15,000-₹25,000/month (varies by card), Self-employed: Minimum annual income as per bank norms.
  • Credit Score: 750+ preferred for higher approval chances.
  • Existing Banking Relationship: Preferred but not mandatory.
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Factors to Consider Before Choosing a Card

  • Spending Habits: Travel, Shopping, Fuel, etc.
  • Annual Fees & Charges: Some cards have lifetime free offers.
  • Reward Structure: Points, Cashback, Air Miles.
  • Interest Rate: If you carry forward balances.
  • Add-on Card Facility: For family members.

Usage of Karur Vysya Bank Credit Cards

  • Shopping: Online/offline purchases with rewards.
  • Travel: Book flights/hotels with discounts.
  • EMI Conversions: Big-ticket purchases on installments.
  • Fuel Transactions: Surcharge waivers at petrol pumps.
  • Contactless Payments: Quick & secure Tap-to-Pay.

FAQs on Karur Vysya Bank Credit Cards

How to check Karur Vysya Bank Credit Card application status?
Visit the bank's website & track via application reference number. Call customer care or visit the branch.
What is the credit limit on KVB Credit Cards?
Depends on income, credit score, and card type (starts from ₹25,000).
Are there any joining/annual fees?
Some cards are lifetime free, while others have annual fees (₹500-₹2,000).
How to activate the Karur Vysya Bank Credit Card?
Via SMS, Net Banking, or by calling customer care.
Can I get an add-on card?
Yes, for family members (spouse, parents, children above 18).
How to redeem reward points?
Log in to Net Banking/Mobile App & redeem against gifts, vouchers, or cashback.
What is the interest rate if I don't pay the full bill?
Typically 3-3.5% per month (varies by card type).

List of Karur Vysya Bank Credit Cards

  • KVB Classic Credit Card
  • KVB Gold Credit Card
  • KVB Platinum Credit Card
  • KVB Imperio Signature Credit Card
  • KVB Imperio Platinum Credit Card
  • KVB Imperio Titanium Credit Card
  • KVB Titanium Credit Card
  • KVB Signature Credit Card
  • KVB Imperio Premium Credit Card
  • KVB Imperio Elite Credit Card