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Key Features of PNB Credit Cards
- Flexible Credit Limit: Based on eligibility and income.
- Reward Points: Earn on every spend, redeemable for gifts/vouchers.
- Fuel Surcharge Waiver: Available on select cards.
- EMI Facility: Convert big purchases into easy installments.
- Contactless Payments: Secure tap-and-pay feature.
- Zero Fraud Liability: Protection against unauthorized transactions.

FAQs on PNB Credit Cards
What is the interest rate on PNB Credit Cards?
Typically ranges between 1.5% - 3.5% per month (varies by card).
How to check PNB Credit Card balance?
Via PNB Internet Banking, Mobile App, or SMS alerts.
What is the annual fee for PNB Credit Cards?
Ranges from ₹500 to ₹3,000 (some cards have lifetime free options).
How to redeem PNB reward points?
Log in to PNB Rewards Portal → Choose gift vouchers/cashback.
Can I get a credit limit increase?
Yes, after 6 months of usage, request via PNB customer care.
Is there a joining bonus?
Some cards offer welcome rewards or cashback.
How to report a lost/stolen card?
Call PNB Helpline (8885545255) or block via mobile banking.