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Features Of RBL Bank World Safari Credit Card

  • Zero Foreign Exchange Markup Fee:
    One of the most standout features of the RBL Bank World Safari Credit Card is its 0% foreign exchange markup fee on all international transactions. Typically, credit cards charge a markup fee ranging from 1.99% to 3.5% (plus GST) on foreign currency transactions, which can significantly increase the cost of overseas spending. With this card, cardholders save up to 4% on every international purchase, making it an ideal choice for those who frequently travel abroad or shop on international websites. This feature eliminates the additional cost that often accumulates during currency conversion, ensuring that the amount paid is the exact transaction value in the foreign currency. For example, if you spend $100 on a purchase abroad, other cards might charge $103.50–$104.50 (including a 3.5% markup and GST). With the World Safari Credit Card, you pay only $100, saving approximately $4.50 per transaction. Over multiple transactions during a trip, these savings can add up significantly, making international travel more cost-effective. This feature is particularly beneficial for frequent travelers who make substantial international purchases, such as booking hotels, dining at restaurants, or shopping at foreign retail stores.
  • Reward Points System:
    5 Travel Points per ₹100 spent on travel bookings (flights, hotels, agencies).
    2 Travel Points per ₹100 on other domestic retail spends.
    Points redeemable for flights, hotels, vouchers, merchandise or donations.
RBL Bank Fantasy Credit Card
    • Complimentary Airport Lounge Access: Domestic Lounge Access: 2 complimentary visits per calendar quarter at major domestic airports in India, such as Delhi, Mumbai, Bengaluru, and Chennai. This allows cardholders to relax in premium lounges before their flights, enjoying amenities like free Wi-Fi, gourmet food, beverages, and comfortable seating. International Lounge Access: A complimentary Priority Pass membership that unlocks access to over 1,400 international airport lounges worldwide. Cardholders receive 2 complimentary visits per calendar year. Additionally, if they spend INR 50,000 or more in a calendar quarter, they earn one extra international lounge visit through a voucher issued by Lounge Key on behalf of RBL Bank. After exhausting the complimentary visits, subsequent lounge accesses are charged at approximately $27–$35 per visit, depending on the lounge and location. The Priority Pass membership is a significant perk for international travelers, as it provides access to premium lounges regardless of the airline or class of travel. This feature ensures that cardholders can start their journeys in style, whether traveling for business or leisure.
    • Complimentary Travel Insurance: The card comes with complimentary travel insurance, offering peace of mind during international trips. The insurance coverage includes: Trip Delay: Compensation for delays in flights or other transportation, ensuring financial protection against unexpected disruptions. Baggage Loss: Coverage for lost or delayed baggage, helping cardholders replace essential items. Loss of Passport: Assistance and compensation for the loss of a passport, including support for obtaining a replacement. Personal Liability: Protection against legal liabilities arising from accidents or damages caused to third parties during travel. Dental Treatment: Coverage for emergency dental treatments required during international trips. The insurance is valid for cardholders aged 18 to 75 years and is automatically activated upon using the card for international travel-related transactions. This feature is particularly valuable for frequent travelers, as it mitigates financial risks associated with common travel mishaps, allowing them to focus on enjoying their trips.
    • Golf Privileges: For lifestyle enthusiasts, the card offers exclusive golf privileges across premier golf courses in India. Cardholders receive: 4 Complimentary Rounds of green fees per year, allowing free access to select golf courses. 1 Free Golf Lesson per month, providing an opportunity to improve skills under professional guidance. 50% Discount on green fees for additional rounds after utilizing the complimentary ones. These privileges are facilitated through a dedicated Golf Concierge Desk, accessible via RBL Bank’s customer service. Golf enthusiasts can enjoy access to prestigious courses, making this feature a unique addition to the card’s offerings. Whether cardholders are seasoned golfers or beginners, the complimentary lessons and discounted rounds enhance their leisure experiences.
    • Fuel Surcharge Waiver: The card provides a fuel surcharge waiver for transactions between INR 500 and INR 4,000 at any fuel station in India. The maximum waiver is capped at INR 250 per month, offering savings on fuel expenses for cardholders who frequently drive. This feature is applicable across all fuel stations, ensuring convenience and flexibility. For example, a 1% fuel surcharge on a INR 4,000 fuel purchase would typically cost INR 40; with the waiver, cardholders save this amount, up to the monthly cap. This benefit complements the card’s travel focus by reducing domestic travel-related expenses.
    • 24/7 Concierge Services: The RBL Bank World Safari Credit Card includes access to a 24/7 concierge desk, providing personalized assistance for various lifestyle and travel needs. Services include: Hotel Bookings: Recommendations and reservations at top hotels worldwide. Dining Reservations: Suggestions and bookings at premium restaurants. Golf Course Referrals: Assistance with booking tee times and accessing golf facilities. Event Planning: Support for organizing special events or securing tickets to concerts and shows. Spa and Fitness Center Information: Referrals to wellness facilities for relaxation and fitness. The concierge desk is accessible via RBL Bank’s customer service number (8885545255), ensuring round-the-clock support. This feature enhances the card’s premium appeal, catering to cardholders who value convenience and personalized service.
    • Annual Fee Structure: The card has an annual and joining fee of INR 3,000 plus GST, which is competitive for a premium travel card. The joining fee is offset by a welcome MakeMyTrip voucher worth INR 3,000, effectively making the first year cost-neutral if the voucher is utilized. The annual fee for subsequent years can be justified by the card’s benefits, especially for frequent international travelers who leverage the 0% markup fee and lounge access.
    • Welcome Benefit: MakeMyTrip voucher worth ₹3,000 upon payment of joining fee and first transaction within 30 days. Voucher valid for 120 days from issuance.
    • Milestone Benefits: 10,000 bonus points on spending ₹2.5 lakh annually, 15,000 points at ₹5 lakh, and ₹10,000 voucher at ₹7.5 lakh annual spend.
    • Interest Rate: Up to 3.99% per month (47.88% annually) on unpaid balances. Paying full amount by due date avoids interest.
    • Cash Withdrawal Fee: 2.5% of withdrawn amount (minimum ₹500) for cash advances at ATMs.
    • Reward Redemption Fee: ₹99 + GST per redemption transaction through RBL Rewards portal.
    • Card Network: Available on both Mastercard and Visa networks for global acceptance.
    • Security Features: EMV chip technology, contactless payments, and card control via RBL MyCard app to enable/disable transactions.
    • Credit Limit: Starts from ₹50,000 for new applicants, can go up to ₹10 lakh based on income and credit profile.
    • Add-on Cards: Up to 3 add-on cards allowed for family members aged 18+ with shared credit limit.
    • Billing Cycle: 45-day interest-free period if full payment is made by due date each month.
    • Late Payment Fee: Up to ₹1,300 for missed payments, plus interest charges on outstanding balance.
    • Over-limit Fee: 3% of amount exceeding credit limit, charged when limit is breached.
    • Card Replacement Fee: ₹100 + GST for lost/stolen card replacement, waived for first replacement each year.
RBL Bank Fantasy Credit Card Benefits

Benefits of RBL Bank World Safari Credit Card

  • 1. Cost Savings with Zero Forex Markup:
    • Savings: Save 3.5-4% on every international transaction compared to standard cards.
    • Example: Spending $5,000 abroad saves $175-$200 in markup fees alone.
    • Scope: Applies to all foreign currency transactions - shopping, dining, hotels, flights.

    This benefit makes the card indispensable for frequent international travelers, business professionals with global assignments, and online shoppers purchasing from foreign websites.

  • 2. Welcome MakeMyTrip Voucher:
    • Value: ₹3,000 voucher upon payment of joining fee and first transaction.
    • Redemption: Valid for flight bookings, hotel stays or holiday packages on MakeMyTrip.
    • Offset: Effectively makes first year free when voucher is utilized.

    The welcome voucher provides immediate value and encourages cardholders to begin their travel planning, setting the tone for the card's travel-focused benefits.

      • Travel Perks with Lounge Access: This perk provides a relaxing and premium experience, complete with amenities like comfortable seating, refreshments, and Wi-Fi, at no additional cost.
      • Entertainment Savings: The 1+1 BookMyShow movie ticket offer is a major draw for entertainment enthusiasts. This benefit can save cardholders up to INR 2,400 annually on movie tickets.
      • Financial Flexibility with EMI Options: The EMI finance facility allows cardholders to convert large purchases into affordable monthly installments, reducing the financial strain of big-ticket items.
      • Instant Cash Access: The Xpress Cash facility provides instant cash access within the credit limit, withdrawable from any ATM in India, with a 50-day interest-free period and a 2.5% processing fee.
      • Debt Consolidation Savings: Through the Transfer n Pay program, cardholders can transfer balances from other credit cards to the Platinum Edge Credit Card at a lower interest rate and repay in EMIs, reducing interest costs.
      • Fuel Cost Savings: The fuel surcharge waiver of up to INR 100 per month reduces the cost of refueling, potentially saving INR 1,200 annually.
      • Enhanced Security: EMV chip and OTP-based online transaction validation ensure robust protection. The RBL MyCard Mobile App allows you to enable/disable your card for extra control.
      • Global Usability: The card is accepted worldwide, allowing seamless international purchases, with payments settled in INR (note: a 3.5% foreign exchange markup may apply).
      • Annual Fee Waiver Potential: Annual fee of INR 1,999 is waived for the second year upon spending INR 2 lakh in the previous year.
      • Reward Redemption Versatility: Use earned reward points for flights, hotels, shopping vouchers, mobile recharges, and donations through the RBL Rewards platform.
      • Convenient Account Management: The RBL MyCard Mobile App allows you to manage your account, set spending limits, make payments, and use Quick Bill Pay.
      • Add-On Card Benefits: Issue add-on cards for family members, with all rewards consolidated to the primary cardholder’s account. Set usage limits for add-on cards.
      • Interest-Free Cash Withdrawals: Withdraw cash with a 50-day interest-free period (subject to 2.5% fee), ideal for short-term emergencies.
      • Contactless Payment Convenience: Enables fast and secure tap-and-pay transactions, ideal for everyday use and quick checkout experiences.
      • Personalized PIN Security: Set a 4-digit PIN via the mobile app for additional transaction safety.
      • Lifestyle Enhancement: A combination of rewards, travel benefits, EMI options, and entertainment perks makes the card a well-rounded financial and lifestyle tool.
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How to Apply for RBL Bank World Safari Credit Card

  • Visit the official RBL Bank website: www.rblbank.com.
  • Navigate to the “Credit Cards” section under “Personal Banking.”
  • Select the World Safari Credit Card from the list of cards.
  • Click on Apply Now to access the application form.
  • Fill in personal details: full name, gender, date of birth, mobile number, email ID, residential address, and PAN card number.
  • Click Get OTP and verify the OTP sent to your registered mobile number.
  • Provide financial information: income source, employer name, average monthly income.
  • Upload required documents if prompted (identity proof, address proof, income proof).
  • Submit the application and note your application/reference number for tracking.
  • Alternatively, visit trusted financial platforms like CreditMantri or BankBazaar.
  • Select the RBL Bank World Safari Credit Card and check eligibility.
  • Complete the application form and upload scanned documents.
  • Receive an application ID and track your application online.
  • You can also visit the nearest RBL Bank branch to apply offline.
  • Request and fill out the World Safari Credit Card application form.
  • Submit photocopies of required documents (PAN card, Aadhaar card, income proof).
  • Bank executives will verify and process your application.
  • Call RBL Bank customer care at 8885545255 for assistance or to apply.
  • They may help you apply over the phone, send a bank executive, or guide you to the right platform.
  • Ensure details match your documents to avoid rejection.
  • Maintain a credit score above 750 for higher approval chances.
  • Upload clear, legible copies of documents in acceptable formats (PDF, JPEG).
  • Avoid applying for multiple credit cards within a short time frame.
  • Track application status via the RBL Application Tracker, customer care, or RBL MyCard App.
  • Upon approval, expect delivery within 7–10 working days along with activation instructions.
  • Activate the card using Internet Banking, the RBL MyCard app, or by calling customer care.
  • Common rejection reasons include low credit score, insufficient income, document mismatches, or high debt levels.
  • Contact customer support to understand the reason for rejection and how to reapply.
  • Applying online ensures 24/7 access, faster processing, and status updates via SMS/email.
  • Use only official websites or trusted partners to safeguard your personal information.
  • RBL Bank uses advanced encryption and security measures to protect your data.

Eligibility Criteria for RBL Bank World Safari Credit Card

  • 1. Age Requirement
    • Primary Cardholder: 21 to 65 years old at the time of application.
    • Add-on Cardholder: Minimum 18 years old, no upper limit.
    • Travel insurance benefits are extended up to age 75 for eligible cardholders.
  • 2. Nationality and Residency
    • Eligible Applicants: Indian Residents and NRIs (via specific application channels).
    • NRIs must provide valid passport, income documents, and overseas address proof.
    • Applicants must provide valid Indian residential address proof.
  • 3. Income Requirement
    • Salaried: Minimum annual income of ₹3,00,000 (approx. ₹25,000/month).
    • Self-employed: Minimum annual income of ₹4,00,000 (approx. ₹33,333/month).
    • Higher income may qualify for higher credit limits.
    • Income proof like salary slips, bank statements, or ITR required.
  • 4. Employment Status
    • Salaried: Preferably with 1–2 years of continuous employment.
    • Self-employed: At least 2–3 years of stable business or professional activity.
    • Irregular income or unemployment may lead to rejection.
  • 5. Credit Score and History
    • Preferred Credit Score: 750+; minimum acceptable score is 700.
    • At least 1–2 years of credit history required.
    • Factors: Timely repayments, low utilization, and limited inquiries.
  • 6. Residential Address
    • Must reside in a city/town serviceable by RBL Bank.
    • Proof: Aadhaar card, utility bill, passport, or rental agreement.
  • 7. KYC Compliance
    • PAN Card or Form 60 is mandatory.
    • Aadhaar card preferred for both identity and address verification.
    • Ensure PAN-Aadhaar linking as per regulatory deadlines.
  • 8. Existing Relationship with RBL Bank
    • Not mandatory but preferred for faster approval or pre-approved offers.
    • Good track record with RBL may unlock fee waiver or higher limits.
  • 9. Common Rejection Reasons
    • Low credit score (below 700).
    • Unstable or insufficient income.
    • Invalid/incomplete documentation or KYC details.
    • Non-serviceable residential location.
  • 10. Tips to Improve Eligibility
    • Maintain a credit score above 750 through timely payments.
    • Reduce debt and avoid new credit inquiries for 3–6 months before applying.
    • Self-employed individuals should keep audited financials and consistent ITRs.
    • Check pre-qualified offers on RBL, CreditMantri, or BankBazaar platforms.
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Documents Required for RBL Bank World Safari Credit Card

  • Proof of Identity:
    • PAN Card: Mandatory for tax compliance and identity verification. Must be linked with Aadhaar.
    • Aadhaar Card: Widely accepted, valid for identity and address verification.
    • Voter ID, Passport, Driving License: Accepted if valid and clearly legible.
    • OCI/PIO Cards: For NRIs or individuals of Indian origin.
    • Job Card by NREGA or UIDAI-issued letters: Accepted for rural applicants or alternate KYC.
    • Document must show full name, photo, and be valid (not expired).
  • Proof of Address:
    • Aadhaar Card: Must match the address on the application.
    • Passport, Driving License: Valid if address matches current residence.
    • Utility Bills: Electricity, water, or gas bills not older than 3 months.
    • Ration Card, Property Registration Document: Accepted for address verification.
    • Bank Statement: Recent (not older than 3 months) with current address.
  • Proof of Income:
    • Salaried Individuals:
      • Latest 3 months’ salary slips.
      • Bank statements showing salary credits (3–6 months).
      • Latest Form 16 or appointment letter (if newly employed).
    • Self-Employed Individuals:
      • ITR for last 2–3 years with income computation.
      • Audited financials (P&L, balance sheet).
      • 6–12 months of business bank statements.
      • Business registration documents (e.g., GST, shop license).
  • Additional Documents:
    • Recent Passport-Sized Photograph: Digital or physical copy.
    • Form 60: If PAN card is not available (as per RBI rules).
    • Employment Proof: Offer letter or employment certificate (if required).
    • Property Documents: For additional income proof or address verification.
  • Digital Document Submission:
    • Formats accepted: PDF, JPEG. Max size 2–5 MB.
    • Ensure high-resolution scans with clear visibility.
    • Submit via secure RBL Bank portals or authorized partners.
  • Physical Document Submission:
    • Self-attested photocopies required for offline applications.
    • Carry originals for in-branch verification.
    • Originals returned after verification if needed.
  • Document Verification Process:
    • Documents are verified by bank staff or third-party agents.
    • Mismatch or discrepancy may result in rejection or delay.
  • Common Document-Related Issues:
    • Expired IDs or outdated utility bills.
    • Illegible scans or blurred images.
    • Address mismatch between documents and form.
    • Incomplete or missing income proof.
  • Tips for Smooth Application:
    • Create a document checklist before applying.
    • Double-check expiry dates and ensure consistency.
    • Use a scanner or high-quality camera for digital uploads.
    • Contact RBL Bank customer care (8885545255) for help if unsure.

Factors to Consider for RBL Bank World Safari Credit Card

  • Annual Fee: ₹3,000 + GST (₹3,540). Justified only if travel benefits are fully utilized.
  • Tip: Use the welcome MakeMyTrip voucher to offset first-year cost.
  • Forex Markup: 0% markup fee on international spends — excellent for global travelers.
  • Tip: Use this card abroad to save up to 3.5–4% in conversion charges.
  • Lounge Access: 2 domestic lounges per quarter + 2 international per year + 1 extra quarterly with ₹50K spend.
  • Tip: Plan international travel around spend milestones to maximize access.
  • Travel Insurance: Covers baggage/passport loss, delays, medical and dental emergencies.
  • Tip: Review policy details and carry the card while traveling abroad for coverage.
  • Milestone Benefits: Get up to ₹10,000 worth of vouchers on ₹2.5L, ₹5L, and ₹7.5L spends annually.
  • Tip: Time high-value purchases (like travel bookings) to reach spend slabs.
  • Reward Rate: Earn 5 points per ₹100 on travel bookings — good for international redemptions.
  • Tip: Use for flights, hotels, and MakeMyTrip bookings for max reward value.
  • Financial Discipline: Interest charges are 42–48% p.a. if dues are not cleared monthly.
  • Tip: Always pay full bill before due date to avoid charges that nullify card value.
  • Credit Utilization: High spends can lead to over-limit fees (3% on exceeded amount).
  • Tip: Keep utilization below 30% of your credit limit to maintain credit health.
  • Reward Redemption: ₹99 + GST per redemption — adds up if redeemed frequently.
  • Tip: Accumulate and redeem rewards in bulk to minimize fees.
  • Best Suited For: Frequent international travelers and premium spenders.
  • Tip: Occasional or domestic-only users should consider lower-fee RBL cards.
  • Eligibility: Indian residents aged 21–65 with good credit score and income proof.
  • Tip: Maintain a credit score above 750 and stable income for higher approval chance.
  • Alternate Value: Includes golf sessions, concierge, fuel waivers (up to ₹3,000/year).
  • Tip: Utilize lifestyle perks for added value if not traveling frequently.
  • Not Ideal If: Your annual foreign spend is under $2,000 or you rarely travel internationally.
  • Tip: In such cases, lower-fee cards like RBL Shoprite may offer better returns.
  • Reward Expiry: Reward points are valid for 24 months from the date of accrual.
  • Tip: Set a reminder to redeem points well before expiry to avoid losing them.
  • Card Network: Powered by Mastercard World platform — globally accepted and recognized.
  • Tip: Use where Mastercard is preferred for smoother international transactions.
  • Customer Service: Premium cardholders often receive dedicated helpline and faster resolution.
  • Tip: Save the dedicated number and email for quick support during travel emergencies.
  • Welcome Benefit Validity: MakeMyTrip voucher is valid for a limited time from issuance.
  • Tip: Plan a trip early in the first year to utilize the voucher before it expires.
  • EMI Conversion: Option to convert large purchases into EMIs with nominal interest.

Frequently Asked Questions (FAQs)

1. What is the RBL Bank World Safari Credit Card?
The RBL Bank World Safari Credit Card is a premium travel credit card designed for frequent travelers, offering benefits like zero forex markup, complimentary travel vouchers, and airport lounge access.
2. What is the joining fee for the card?
The joining fee is typically ₹3,000 + GST. However, it may vary during promotional periods.
3. What is the annual fee?
The annual fee is ₹3,000 + GST, which can be waived on achieving the annual spend milestone (typically ₹3.5 lakhs or more).
4. Is there a forex markup fee on international transactions?
No, the RBL World Safari Card offers 0% forex markup on international transactions, making it ideal for global travelers.
5. What welcome benefits does the card offer?
You receive a MakeMyTrip travel voucher worth ₹3,000 as a welcome gift (on payment of the joining fee).
6. Do I get complimentary lounge access?
Yes, the card offers domestic and international lounge access (through Priority Pass) up to a specified number of visits per year.
7. How do I earn reward points on this card?
You earn 2 reward points per ₹100 spent on domestic purchases and 5 points per ₹100 on international transactions.
8. Are the reward points redeemable for travel bookings?
Yes, reward points can be redeemed for flights, hotels, and other travel-related expenses through the RBL rewards platform.
9. Is there a fuel surcharge waiver?
Yes, the card provides a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at all fuel stations across India.
10. What is the credit limit offered on the card?
The credit limit varies based on the applicant’s credit profile and is decided at the bank’s discretion.
11. How can I apply for the RBL World Safari Credit Card?
You can apply online through the RBL Bank website or offline at a branch by submitting your KYC documents and proof of income.
12. Are there any spend-based milestone benefits?
Yes, spend ₹1.5 lakh annually to receive 10,000 bonus reward points, and ₹3.5 lakh for annual fee waiver.
13. Is this card suitable for frequent flyers?
Absolutely. The 0% forex markup, travel benefits, and international lounge access make it highly suitable for travelers.
14. What are the eligibility criteria for this card?
Applicants should be between 21 and 65 years old, have a stable income, and a good credit history. Salaried or self-employed individuals can apply.

List of RBL Bank World Safari Credit Card Branches in Andhra Pradesh & Telangana

  • Adilabad - Adilabad Branch
  • Nizamabad - Bodhan Branch
  • Hyderabad - Chandanagar Branch
  • Hyderabad - Dilsukhnagar Branch
  • Hyderabad - Film Nagar Branch
  • Hyderabad - Gachibowli Branch
  • Adilabad - Adilabad Branch
  • Nizamabad - Bodhan Branch
  • Hyderabad - Chandanagar Branch
  • Hyderabad - Dilsukhnagar Branch
  • Hyderabad - Film Nagar Branch
  • Hyderabad - Gachibowli Branch
  • Hyderabad - Jubilee Hills Branch
  • Hyderabad - Manikonda Branch
  • Hyderabad - Nacharam Branch
  • Hyderabad - Prashasan Nagar Branch
  • Hyderabad - Somajiguda Branch
  • Siddipet - Siddipet Branch
  • Warangal - Warangal Branch
  • Zahirabad - Zahirabad Branch