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Features Of RBL Bank SuperCard
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Multi-Functional Card Design:
The RBL Bank SuperCard is uniquely positioned as a "four-in-one" card, offering unparalleled flexibility.
It functions as:
Credit Card: Allows purchases with a credit limit, repayable over time with interest if not cleared by the due date.
Debit Card: Enables cash withdrawals from ATMs without interest for up to 50 days, subject to a processing fee.
EMI Card: Facilitates conversion of high-value purchases into affordable equated monthly installments (EMIs).
Loan Card: Provides access to personal loans or cash advances within the credit limit, repayable in EMIs.
This multi-functional design ensures that cardholders can use the SuperCard for diverse financial needs, from everyday spending to emergency cash requirements. -
Reward Points Program:
The SuperCard offers a robust reward points system tailored to different spending habits:
Standard Rewards: Earn 1 to 2 reward points for every INR 100 spent, depending on the card variant.
Bonus Rewards: Certain variants, like the Platinum Choice SuperCard, offer 5X reward points on purchases at Bajaj Finserv partner outlets.

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- Interest-Free Cash Withdrawals: One of the standout features is the ability to withdraw cash from ATMs interest-free for up to 50 days or until the billing date. A processing fee of 2.5% (minimum INR 500) applies, but this feature is ideal for short-term cash needs without incurring high interest rates typical of credit card cash advances.
- EMI Conversion and Loan Facilities: The SuperCard offers flexible financing options:
- Split n Pay: Convert purchases above INR 3,000 into EMIs with affordable interest rates and minimal processing fees.
- Xpress Cash: Access a loan within the credit limit, repayable in EMIs, ideal for urgent financial needs.
- Dial for Cash: Convert the available cash limit into a personal loan for up to 3 months at a low interest rate (e.g., 1.16% for Platinum Classic SuperCard).
- Transfer n Pay: Transfer outstanding balances from other credit cards to the SuperCard at lower interest rates, repayable in EMIs.
- Fuel Surcharge Waiver: Cardholders enjoy fuel surcharge waivers for transactions between INR 500 and INR 4,000, with a monthly cap of INR 100 to INR 150, depending on the variant. This is particularly beneficial for frequent drivers.
- Complimentary Lounge Access: Travel-oriented variants like the World Prime and World Max SuperCards offer complimentary airport lounge access:
- World Prime: 8 free visits per year at major domestic airports (maximum 2 per quarter).
- World Max: Similar lounge access, enhancing travel convenience.
- Movie and Dining Offers: The SuperCard enhances lifestyle experiences with:
- BookMyShow Offers: Variants like the Platinum LifeEasy SuperCard provide a 10% discount (up to INR 300) monthly, while World Prime offers 1+1 free movie tickets (up to INR 200) twice a month.
- Dining Discounts: World Max cardholders earn 20 reward points per INR 100 spent on dining during weekends, capped at 1,000 points monthly.
- Welcome and Milestone Benefits: New cardholders receive welcome rewards upon meeting spending thresholds:
- Platinum Classic: 2,000 reward points on spending INR 2,000 within 60 days and paying the joining fee.
- World Prime/World Max: 12,000 reward points on spending INR 2,000 within 30 days and paying the annual fee.
Milestone rewards include: These incentives encourage consistent card usage.- Platinum Classic: 1,000 reward points for monthly spends exceeding INR 10,000.
- World Max: 1,500 reward points for monthly spends of INR 25,000, plus 1,000 points for reaching INR 40,000 and INR 50,000 annually.
- Security Features: The SuperCard prioritizes security with:
- Switch On/Off: Cardholders can enable or disable the card via the RBL MyCard app, preventing unauthorized use.
- Contactless Payments: Supports tap-and-pay transactions for quick, secure payments.
- OTP for IVR: Generate one-time passwords for IVR transactions by SMS, enhancing transaction security.
- Variant-Specific Features: The SuperCard comes in multiple variants, each tailored to specific needs:
- Platinum Choice SuperCard: Ideal for everyday spending with rewards on all purchases.
- Platinum LifeEasy SuperCard: Focuses on lifestyle benefits like cashback at Myntra, Uber, and Zomato.
- World Prime SuperCard: Suited for travelers with lounge access and concierge services.
- World Max SuperCard: Offers premium rewards and dining benefits.
- Platinum Classic SuperCard: Balances rewards and EMI options for budget-conscious users.
- Global Acceptance: The SuperCard is accepted worldwide across MasterCard, Visa, or RuPay networks, allowing purchases in any currency, converted to INR. A 3.5% foreign transaction fee applies, but the card’s global usability is a significant advantage for international travelers.
- Customer Support and Accessibility: RBL Bank provides robust support:
- Customer Care: Reach out at +91 8885545255 for SuperCard-specific issues.
- RBL MyCard App: Manage card settings, track spending, and redeem rewards conveniently.
- Additional Perks: These features enhance the card’s utility across financial and lifestyle domains.
- GST Portal Integration: Pay GST directly using the SuperCard, simplifying tax payments.
- Recurring Payment Management: Set up and manage recurring merchant payments effortlessly.
- Concierge Services: World Prime and World Max variants offer 24/7 concierge support for travel and lifestyle needs.
- Fee Structure: The SuperCard’s fee structure varies by variant: Understanding these costs helps users choose a cost-effective variant.
- Joining Fee: Ranges from INR 499 (Platinum Classic) to INR 1,999 (Platinum LifeEasy).
- Annual Fee: Some cards, like the BankBazaar SaveMax, are lifetime-free, while others may waive fees on meeting spending thresholds (e.g., INR 1.75 lakh for World Max).
- Reward Redemption Fee: INR 99 + GST per day for redemptions.
- Customizable Limits: Cardholders can set purchase limits via the RBL MyCard app, offering control over spending. The credit limit, up to INR 2 lakhs, depends on the user’s profile, income, and creditworthiness, ensuring personalized financial management.
- Add-On Cards: Certain variants, like the BankBazaar SaveMax, allow up to five add-on cards, enabling family members (aged 18+) to share benefits while maintaining control over the primary cardholder’s account.
- Emergency Advance: The Emergency Advance feature converts the cash limit into a 90-day interest-free loan (subject to a 2.5% processing fee), providing a quick solution for unexpected expenses.
- Integration with Bajaj Finserv: Co-branded with Bajaj Finserv, the SuperCard offers exclusive discounts at Bajaj Finserv partner stores, enhancing savings on electronics, appliances, and more.
- Environmentally Conscious Options: Some variants support digital statements and paperless transactions, aligning with eco-friendly practices while maintaining convenience.

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- Redemption Flexibility: Redeem points for vouchers, travel, or products, enhancing purchasing power.
- Welcome Bonuses: Receive up to 12,000 points on meeting initial spending and joining fee conditions.
- Cost Savings: The SuperCard helps reduce everyday expenses. Enjoy a 1% fuel surcharge waiver, 10% cashback on Myntra, Uber, and Zomato, and instant discounts at BookMyShow and partner stores.
- Travel Perks: Includes 8 free domestic lounge visits per year, 24/7 concierge services, competitive forex rates (3.5% markup), and the ability to redeem reward points for flights and hotel bookings.
- Lifestyle Enhancements: Get 1+1 free movie tickets on BookMyShow, earn 20 points per INR 100 on weekend dining, and unlock exclusive vouchers from Amazon, Flipkart, and Myntra by meeting spending milestones.
- Security and Convenience: Control your card via the RBL MyCard app, enable contactless payments, and use robust security features including EMV chip, 3D secure, and app-based blocking/unblocking.
- Building Credit: Timely repayments and low utilization improve credit score. Secured variants backed by FDs help users with low or no credit history start building their profile. Add-on cards offer controlled access to family.
- Emergency Support: Use Emergency Advance (90-day interest-free loan), Xpress Cash for instant EMI loans, and lost card protection for financial emergencies and peace of mind.
- Tailored Variants: Platinum Choice suits daily users, LifeEasy is cashback-focused, and World Prime/Max offers travel perks. BankBazaar SaveMax is lifetime-free and supports up to 5 add-on cards.
- Business Benefits: Ideal for entrepreneurs—convert business spends into EMIs, earn rewards on business purchases, and use globally for transactions, simplifying expense management.
- Eco-Friendly Options: Choose cards made with recycled materials, opt for digital statements, and use paperless features for sustainable usage.
- Competitive Fees: Low joining fees (starting at INR 499), annual waivers based on usage, and transparent charges (e.g., INR 99 + GST for reward redemption) ensure affordability.
- Integration with Digital Platforms: Use RuPay SuperCards for UPI payments and GST filing. Manage everything via net banking or the mobile app for seamless digital control.
- Community and Brand Trust: Backed by RBL Bank’s legacy and its tie-up with Bajaj Finserv, the SuperCard offers credibility and robust user trust.
- Long-Term Value: Cumulative rewards, lifestyle perks, and easy EMI options make the SuperCard a smart financial companion for years.
- Accessibility for New Users: Secured card variants allow young professionals and students to start credit usage. Easy eligibility—INR 25,000 income and 720+ credit score.
- Milestone Vouchers: Earn vouchers worth INR 1,000 at INR 2L spending and INR 5,000 at INR 5L (Platinum LifeEasy). Similar vouchers for World Prime variants make spending more rewarding.
- Seamless Application Process: Apply online in minutes and receive quick approval, ensuring fast access to benefits.
- Comprehensive Support Ecosystem: Beyond customer care, access educational blogs, fraud protection guides, and financial tips from the RBL site to enhance your experience.