info@logintoloans.com +91 8885545255

Logintoloans Assistant

Select your profession

Salaried Icon Salaried
Business Icon Business
CA CA
Doctor Doctor
NRI NRI
School School
College College
Student Student

Enter Pincode

Personal Details

Key Features of Yes Bank Credit Cards

  • Reward Points: Earn points on every spend, redeemable for gifts, vouchers, or air miles.
  • Welcome Benefits: Complimentary gift vouchers, discounts, or bonus reward points.
  • Fuel Surcharge Waiver: Up to 1% waiver on fuel transactions (conditions apply).
  • Contactless Payments: Tap-and-pay feature for fast and secure transactions.
  • EMI Facility: Convert high-value purchases into easy EMIs.
  • Airport Lounge Access: Complimentary access at domestic & international lounges (select cards).
  • Zero Fraud Liability: Protection against unauthorized transactions.
  • Insurance Cover: Some cards offer travel insurance, purchase protection, and more.
Credit Card Promotion
Who We Are

Benefits of Yes Bank Credit Cards

  • Shopping Discounts: Exclusive deals on Amazon, Flipkart, Myntra, and other platforms.
  • Dining Offers: Discounts at partner restaurants.
  • Travel Perks: Discounts on flight bookings, hotel stays, and railway tickets.
  • Cashback & Rebates: Up to 5% cashback on select categories.
  • Fuel Benefits: Surcharge waivers and reward points on fuel spends.
  • Interest-Free Period: Up to 50 days grace period on repayments.
Check Best Gold Loan Offers

How to Apply for a Yes Bank Credit Card?

  • Online Application: Select the preferred credit card, fill in personal, employment, and financial details, upload required documents (PAN, Aadhaar, income proof), submit the application and await approval.
  • Offline Application: Visit the nearest Yes Bank branch, get assistance from bank representatives, submit physical copies of documents.
  • Approval & Activation: Approval takes 3-7 working days, card is delivered to the registered address, activate via SMS, net banking, or customer care.

Eligibility Criteria for Yes Bank Credit Cards

  • Age: Minimum 21 years (up to 65 years for some cards).
  • Income Requirement: Salaried: ₹25,000+ per month (varies by card), Self-employed: ₹3 Lakhs+ annual income.
  • Credit Score: 750+ for higher approval chances.
  • Employment Status: Salaried or self-employed with stable income.
  • Documentation: PAN, Aadhar, salary slips, bank statements.
Check Best Gold Loan Offers

Factors to Consider Before Choosing a Yes Bank Credit Card

  • Spending Habits: Pick a card that matches your spending (travel, shopping, fuel, etc.).
  • Annual Fees: Some cards have zero annual fees, while premium cards charge ₹2,000+.
  • Reward Structure: Compare reward points, cashback, and redemption options.

Usage Tips for Yes Bank Credit Cards

  • Pay bills on time: To avoid late fees and high interest.
  • Use reward points before expiry: To maximize benefits.
  • Opt for EMI conversion: On big purchases.
  • Enable SMS alerts: For transaction tracking.
  • Report lost/stolen cards immediately: To block them.

Frequently Asked Questions (FAQs)

How to check Yes Bank credit card application status?
Visit Yes Bank website → Track application. Call customer care (8885545255).
What is the credit limit on Yes Bank credit cards?
Depends on income, credit score, and card type (starts from ₹25,000).
How to pay Yes Bank credit card bill?
Online: Net banking, UPI, Yes Bank mobile app. Offline: Cheque, NEFT, RTGS, or bank branch.
How to increase Yes Bank credit card limit?
Request via net banking/customer care. Submit updated income proof.
Does Yes Bank offer lifetime free credit cards?
Yes, some cards like Yes Bank Prosperity Rewards Plus are lifetime free.
What is the late payment fee?
₹500 for dues above ₹10,000 (varies by card).
How to redeem Yes Bank reward points?
Log in to Yes Bank rewards portal → Redeem for vouchers, flights, or cashback.
Can I convert purchases into EMIs?
Yes, via net banking or customer care (terms apply).

List of Yes Bank Credit Cards