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Mortgage Loan | Loan Details
Mortgage Loan
Loan Offer

Mortgage Loan

Interest: 9.0
Up to 20,00000

About This Offer

📌 1. Definition

  • A mortgage loan is a secured loan in which a person keeps property (house/land) as collateral to borrow money.
  • The borrower keeps ownership, but the lender has legal rights until repayment.

📌 2. Purpose

  • To get money for personal or business needs
  • To use property value without selling it

📌 3. How It Works

  • Borrower pledges property to bank
  • Bank gives loan based on property value
  • Borrower repays in EMIs
  • After full repayment, property becomes fully free

📌 4. Loan Amount

  • Usually 50% to 70% of property value
  • Depends on property and eligibility

📌 5. Interest Rate

  • Lower than unsecured loans
  • Can be:
  • Fixed rate
  • Floating rate

📌 6. Loan Tenure

  • Usually 10 to 20 years

📌 7. EMI (Equated Monthly Installment)

  • Monthly payment
  • Includes:
  • Principal
  • Interest

📌 8. Documents Required

  • Identity proof (Aadhaar, PAN)
  • Address proof
  • Income proof
  • Property documents

📌 9. Eligibility

  • Must own a property
  • Stable income
  • Good credit score

📌 10. Types of Mortgage Loans

  • Simple mortgage
  • English mortgage
  • Reverse mortgage
  • Equitable mortgage

📌 11. Advantages

  • ✔️ Get large loan amount
  • ✔️ Lower interest rates
  • ✔️ Can use money for any purpose


Maximum Amount
20,00000
Minimum Amount
25,0000
Interest Rate
9.0
Tenure
2
Processing Fee
1

Key Features & Benefits

  • Quick Approval
  • Lowest Interest Rates
  • Minimal Documentation
  • No Hidden Charges

Eligibility Criteria

  • Age: 21-60 years
  • Minimum Income: ₹20,000/month
  • CIBIL Score: 650+
  • Indian Resident

Documents Required

  • PAN Card
  • Aadhar Card
  • Last 3 Months Salary Slips
  • Bank Statement (6 Months)
  • Address Proof

EMI Calculator

Your Monthly EMI: ₹0

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