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Business Loan | Loan Details
Business Loan
Loan Offer

Business Loan

Interest: 10.99
Up to 20,00000

About This Offer

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📌 1. Definition

  • A business loan is a loan taken to start, manage, or expand a business.
  • It can be secured (with collateral) or unsecured (without collateral).

📌 2. Purpose

  • To start a new business
  • To expand an existing business
  • To buy equipment or machinery
  • To manage daily expenses (working capital)

📌 3. How It Works

  • Business owner applies for a loan
  • Bank checks eligibility and documents
  • Loan amount is approved
  • Money is given to the borrower
  • Borrower repays in EMIs or installments

📌 4. Loan Amount

  • Depends on:
  • Business size
  • Income and profit
  • Credit score
  • Can range from small to large amounts

📌 5. Interest Rate

  • Charged on loan amount
  • Usually higher for unsecured loans
  • Can be fixed or floating

📌 6. Loan Tenure

  • Usually 1 to 10 years

📌 7. EMI (Equated Monthly Installment)

  • Monthly payment
  • Includes:
  • Principal
  • Interest

📌 8. Documents Required

  • Identity proof (Aadhaar, PAN)
  • Business proof (registration, license)
  • Income proof (bank statements, ITR)
  • Financial records of business

📌 9. Eligibility

  • Must have a running or planned business
  • Good credit score
  • Stable income or business performance

📌 10. Types of Business Loans

  • Term loan
  • Working capital loan
  • Equipment loan
  • Startup loan

📌 11. Advantages

  • ✔️ Helps to grow business
  • ✔️ Flexible usage
  • ✔️ Improves cash flow
  • ✔️ Quick approval (in some cases) 


Maximum Amount
20,00000
Minimum Amount
25,0000
Interest Rate
10.99
Tenure
5
Processing Fee
1

Key Features & Benefits

  • Quick Approval
  • Lowest Interest Rates
  • Minimal Documentation
  • No Hidden Charges

Eligibility Criteria

  • Age: 21-60 years
  • Minimum Income: ₹20,000/month
  • CIBIL Score: 650+
  • Indian Resident

Documents Required

  • PAN Card
  • Aadhar Card
  • Last 3 Months Salary Slips
  • Bank Statement (6 Months)
  • Address Proof

EMI Calculator

Your Monthly EMI: ₹0

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