Benefits of Union Bank Mortgage Loan

• Lower Interest Rates: Competitive rates compared to personal loans.
• High Loan Amount: Get a loan amount based on property value.
• Flexible End Use: Use funds for business expansion, education, or other personal needs.
• No Hidden Charges: Transparent fee structure with no hidden costs.
• Easy Application Process: Quick processing with minimal documentation.

Eligibility Criteria for Union Bank Mortgage Loan

• Age: 21 – 70 years at loan maturity.
• Employment Type: Salaried or self-employed individuals.
• Minimum Income: Based on applicant profile and repayment capacity.
• Credit Score: A good credit score (750+) is preferred for better interest rates.
• Property Ownership: The property must be in the name of the borrower.
• Employment Proof: Offer Letter, Business Registration (for self-employed).

Documents Required for Union Bank Mortgage Loan

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
• Address Proof: Utility Bill, Rental Agreement, Aadhaar Card.
• Income Proof: Latest salary slips, Form 16 (salaried) / ITR with financials (self-employed).
• Property Documents: Title deed, Encumbrance certificate, Approved property plans
• Bank Statements: Last 6 months’ statements to assess financial stability.

How to Apply for a Union Bank Mortgage Loan?

Online Application:

• Visit the Union Bank of India official website.
• Select the Mortgage Loan section and click on Apply Now.
• Fill the application form with personal and financial details.
• Upload required documents.
• Get loan approval and disbursement within a few days.

Key Features of HDFC Mortgage Loan

• Loan Amount: ₹10 lakh to ₹10 crore (based on property value and borrower profile).
• Interest Rate: 8.75% p.a. onwards (floating).
• Loan Tenure: Up to 15 years.
• Processing Fee: Up to 0.50% of the loan amount or ₹3,000 (whichever is higher) + GST.
• Collateral: Residential or commercial property can be pledged.
• Flexible Repayment: EMI-based repayment with prepayment options.

Benefits of HDFC Mortgage Loan

• Competitive Interest Rates: Lower rates compared to unsecured loans.
• High Loan Amount: Up to 60%-70% of property market value.
• No Restriction on Usage: Funds can be used for business or personal needs.
• Minimal Documentation: Easy & hassle-free application process.
• Balance Transfer Facility: Transfer your existing mortgage loan to HDFC for lower interest rates.
• Top-Up Loan Option: Additional loan facility for existing mortgage loan holders.

Eligibility Criteria for HDFC Mortgage Loan

• Age: 21 – 70 years at loan maturity.
• Employment Type: Salaried or self-employed individuals.
• Minimum Income: Based on borrower profile and repayment capacity.
• Credit Score: 750+ preferred for better loan terms.
• Property Ownership: The property must be in the name of the borrower.

Documents Required for HDFC Mortgage Loan

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
• Address Proof: Aadhaar Card, Utility Bill, Rental Agreement.
• Income Proof: Salary slips (salaried) / ITR with balance sheet (self-employed).
• Property Documents: Title deed, Encumbrance certificate, Approved property plans.
• Bank Statements: Last 6 months’ statements to assess financial stability.

Key Features of ICICI Mortgage Loan

• Loan Amount: ₹10 lakh to ₹5 crore (depends on property value and borrower profile).
• Interest Rate: 8.75% p.a. onwards (floating).
• Loan Tenure: Up to 15 years.
• Processing Fee: Up to 0.50% of the loan amount or ₹3,000 (whichever is higher) + GST.
• Collateral: Residential or commercial property can be mortgaged.
• Flexible Repayment: EMI-based repayment with prepayment options.

Benefits of ICICI Mortgage Loan

• Competitive Interest Rates: Affordable rates compared to personal loans.
• High Loan Amount: Get a loan of up to 60%-70% of the property value.
• No End-Use Restriction: Funds can be used for business or personal needs.
• Quick Processing: Minimal documentation and fast approval process.
• Balance Transfer Facility: Transfer your existing mortgage loan to ICICI for better interest rates.
• Top-Up Loan Option: Additional loan facility for existing borrowers.

Eligibility Criteria for ICICI Mortgage Loan

• Age: 21 – 70 years at loan maturity.
• Employment Type: Salaried or self-employed individuals.
• Minimum Income: Based on the applicant's profile and repayment capacity.
• Credit Score: 750+ preferred for better loan terms.
• Property Ownership: The property must be in the name of the borrower.

Documents Required for ICICI Mortgage Loan

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
• Address Proof: Aadhaar Card, Utility Bill, Rental Agreement.
• Income Proof: Salary slips (salaried) / ITR with financials (self-employed).
• Property Documents: Title deed, Encumbrance certificate, Approved property plans.
• Bank Statements: Last 6 months’ statements to assess financial stability.

Key Features of Axis Bank Mortgage Loan

• Loan Amount: ₹5 Lakh to ₹5 Crore (depending on property value & applicant profile).
• Interest Rate: 9.00% p.a. onwards (floating rates).
• Loan Tenure: Up to 20 years (longer tenure than most banks).
• Processing Fee: Up to 1% of the loan amount.
• Collateral Required: Residential or commercial property.
• Flexible Repayment: EMI-based repayment with prepayment options.

Benefits of Axis Bank Mortgage Loan

• High Loan Amount: Get a loan up to 65% of the property value.
• Long Repayment Tenure: Up to 20 years for affordable EMIs.
• No End-Use Restriction: Use funds for business or personal needs.
• Balance Transfer Facility: Transfer your existing loan to Axis Bank for better interest rates.
• Top-Up Loan Option: Get additional funds over your existing loan.
• Fast Loan Processing: Quick approval with minimal documentation.

Eligibility Criteria for Axis Bank Mortgage Loan

• Age: 21 – 70 years (at loan maturity).
• Employment Type: Salaried or Self-Employed.
• Minimum Income: Depends on applicant profile and repayment capacityEMIs.
• Credit Score: 750+ preferred for better loan terms.
• Property Ownership: The property must be owned by the applicant.

Documents Required for Axis Bank Mortgage Loan

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID.
• Address Proof: Aadhaar Card, Utility Bill, Rental Agreement.
• Income Proof: Salary slips (salaried) / ITR with financials (self-employed).
• Property Documents: Title deed, Encumbrance certificate, Approved property plans.
• Bank Statements: Last 6 months’ statements.

How to Apply for an Axis Bank Mortgage Loan?

Online Application:

• Visit the Axis Bank website.
• Go to the Mortgage Loan section and click Apply Now.
• Fill out the application form with personal & financial details.
• Upload the required documents.

How to Apply for an Axis Bank Mortgage Loan?

Offline Application:

• Visit the nearest Axis Bank branch.
• Speak to a loan officer and fill out the application form.
• Submit necessary documents for verification.
• Loan approval & disbursal within 7-10 days.