Mortgage Loans for First-Time Buyers – Easy Approval & Low EMIs

Salaried

Business

Doctor

NRI

School

College

Student

Key Features of Our Mortgage Loans for Salaried Persons

High Loan Amount: Up to ₹10 Crore based on property value.
Flexible Repayment Tenure: Up to 20 years.
Low Interest Rates: Starting from 8.50% p.a.
No End-Use Restrictions: Use funds for personal, business, or medical needs.
Balance Transfer Facility: Transfer existing mortgage loans for lower EMIs.
Quick Processing: Fast approval with minimal documentation.
Overdraft Facility: Withdraw funds as needed and pay interest only on the used amount.
Top-Up Loan Option: Additional funds available for extra financial needs.
Flexible EMI Options: Choose structured EMIs to match your cash flow.

To qualify for a Loan Against Property as a salaried individual, you must meet the following criteria:

Age: 25 to 60 years.
Employment Stability: Minimum 2 years of stable employment with your current employer.
Credit Score: 650+ (higher scores preferred for better loan terms).
Property Ownership: The applicant must own a residential, commercial, or industrial property.
Income Proof: Proof of regular income, such as salary slips and bank statements.

To apply for a mortgage loan, you need to submit the following documents:

KYC Documents: PAN Card, Aadhar Card, Passport, or Voter ID.
Income Proof: Last 3-6 months’ salary slips or bank statements.
Property Documents: Title Deed, Approved Building Plan, Property Tax Receipts.
Other Financial Documents: Last 6 months' bank statements to verify cash flow.

High Loan Amounts: Get funding based on the market value of your property.
Flexible Repayment Options: Choose EMIs that suit your monthly cash flow.
Lower Interest Rates: Benefit from competitive rates compared to unsecured loans.
Quick & Hassle-Free Processing: Fast approvals with minimal paperwork.