Types of Loan Against Shares We Offer

• Short-Term Loan Against Shares: Ideal for those looking to access funds for a short period, such as for urgent personal or business needs.
• Long-Term Loan Against Shares: For those seeking a longer repayment period to maintain financial flexibility while leveraging their investment portfolio.
• Overdraft Facility Against Shares: A flexible credit line where you can withdraw funds as needed, paying interest only on the utilized amount, ideal for managing cash flow efficiently.
• Loan Against Mutual Funds & Bonds: Apart from shares, you can also leverage mutual funds and bonds to secure a loan, providing broader financing options while retaining investment growth potential.

Eligibility Criteria for Loan Against Shares

To qualify for a Loan Against Shares, whether you are salaried, self-employed, or a business owner, you must meet the following criteria:

• Age: 21 to 65 years.
• Shares Owned: You must own shares listed on a recognized stock exchange.
• Income Proof: Stable income (minimum ₹15,000 for salaried individuals and ₹25,000 for self-employed).
• Credit Score: A higher credit score may result in better loan terms, but a good credit history is generally preferred.
• Loan Amount: Based on the value of the shares you pledge and your financial profile.

Documents Required for Loan Against Shares

The documents required for a Loan Against Shares are straightforward:

• KYC Documents: PAN Card, Aadhar Card, Passport, or Voter ID.
• For Salaried Individuals: Latest 3-6 months salary slips or bank statements.
• For Self-Employed Individuals: Last 2 years Income Tax Returns (ITR) or business financial statements.
• Bank Statements: Last 3-6 months to verify financial stability.
• Shareholding Proof: Demat account statement showing the number and value of shares you wish to pledge.
• Residence Proof: Utility bills, rental agreement, or government-issued documents.

Why Choose Login to Loans for Your Loan Against Shares?

• Quick and Simple Process: Fast approval with minimal documentation for quick access to funds.
• Competitive Interest Rates: Affordable loan rates starting from 10% p.a. for easy repayments.
• Flexible Loan Tenure: Choose repayment terms ranging from 6 months to 5 years based on your financial needs.

How to Apply for a Loan Against Mutual Funds?

• Step 1: Check your eligibility online or visit our nearest branch.
• Step 2: Submit your KYC documents, income proof, and shareholding details.
• Step 3: Get approval for the loan and finalize the terms.
• Step 4: Receive the funds directly into your account or as per the loan agreement, typically within 24-48 hours.