Affordable Educational Loans – Low Interest & Easy Approval

Salaried

Business

Doctor

NRI

School

College

Student

Key Features of Our Educational Loans

Loan Amount: Up to ₹50 Lakh, based on course and university.
Flexible Repayment Tenure: Earn cashback, travel points, and exclusive benefits every time you make a purchase, making your spending more rewarding.
Low Interest Rates: Your credit limit is tailored to your salary and credit profile, providing financial flexibility while managing expenses smartly.
Collateral-Free Loans: Benefit from competitive interest rates starting as low as 12% per annum, ensuring affordability and cost-effective borrowing.
Quick Processing: Choose between easy EMI options or full payment before the due date, giving you the convenience of managing your payments seamlessly.
Easy EMI Options: Get a credit card without pledging any assets—your approval is based solely on your income and creditworthiness, making it more accessible.

To qualify for an educational loan at Login to Loans, you need to meet the following criteria:

Age: 18 to 35 years (varies for different courses and levels).
Academic Performance: Must have secured admission to a recognized institution.
Credit Score: Not mandatory for loan amounts up to ₹20 Lakh, but preferred for higher loans.
Co-Applicant: A co-applicant (parent, spouse, or guardian) is required for loans above ₹4 Lakh.
Course Type: Loans available for undergraduate, postgraduate, and professional courses.

To apply for an educational loan, you need to submit the following documents:

KYC Documents: PAN Card, Aadhaar Card, Passport, or Voter ID.
Admission Proof: Offer letter from the institution.
Academic Records: Mark sheet of previous qualifications (10th, 12th, degree).
Income Proof of Co-Applicant: Salary slips, ITR, or bank statements for the co-applicant.
Bank Statements: Last 6 months of bank statements to verify financial stability.

Competitive Interest Rates: Get the best rates from top lenders.
Quick & Hassle-Free Processing: Fast loan approval and minimal paperwork.
Higher Loan Amounts: Secure funding for your complete education expenses.
Repayment Flexibility: Repay once you start earning, with options to tailor EMIs.